Most funeral homes are processing with their bank, Square, or Stripe and losing hundreds of dollars in unnecessary fees on every arrangement. We specialize in the death care industry. Free audit. No obligation. 20 minutes.
My family owns a cemetery. I did not stumble into the death care industry. I grew up in it. I know how funeral homes operate, how families pay, and how the billing cycle actually works from pre-need contracts to at-need collections.
When I started Atom, funeral homes were one of the first verticals I focused on because I kept seeing the same thing: owners paying bank rates or Square rates with no idea there was a better option, and no one in the payments industry who understood their business well enough to help.
I do. If you work with Atom, you get my direct line and someone who actually speaks your language.
No. The terminal or payment method your staff uses stays the same. What changes is the backend processor and the rate. Families will not notice any difference. Staff will not need retraining. Most clients are fully live within 3 to 5 business days.
Yes. Pre-need and at-need transactions have different characteristics and most processors treat them identically. We understand the billing mix specific to funeral homes and structure accounts accordingly. We also help funeral homes add ACH for insurance assignments and pre-need installment payments, which speeds up cash flow significantly.
Payment processing and your banking relationship are completely separate. Switching processors does not affect your checking account, lending relationship, or anything else with your bank. We board merchants to the same backend networks banks use, just without the markup.
We replace Square with a terminal or integration that is just as simple to use, at a significantly lower rate. Square charges 2.6% with no flexibility. On a $8,000 arrangement that is $208 in fees on a single transaction. We can cut that materially. Setup takes a few days and your staff will find it just as easy to use.
None. No long-term contracts, no early termination fees, no rate increases after you sign up. If we stop delivering value you can leave. That accountability is what keeps our clients around.
Send us your info and last processing statement. Owen will review it personally and come back with a plain-language breakdown of what you are paying, what you should be paying, and how much you would save by switching.
Owen will follow up within one business day. No commitment required.